Knowing What Kind Of Insurance To Get For Your Business

By Maryl Joop


Why cover other things?

Whether you own a small business or are part of large corporation, having insurance coverage is vital for company protection. Having insurance cover also protects employees if there is an accident on the jobsite or a costumer is injured.

Keep your light fixtures on automatic timers that are set to turn on in the evening and off in the morning. This makes the house look like someone is inside using that light without having to leave it on all day and waste energy.

General Liability Insurance: This insurance provides protection and damages if your employees or to yourself. This can also include coverage if your product or service caused damage to property or bodily injury to a third party.

Mariah Carey: $1 million policy for her legs.

This means letting the grass grow for too long, not shoveling the snow, and not picking up any newspaper or mail deliveries that begin to build up while you are away. It is advised to choose someone you trust in the neighborhood to take care of these things for you while you are away.

In addition, pack up anything that you usually feel may be safe to leave outside. Any bicycles, lawn mowers, snow blowers, or barbecues left outside while you are gone are fair game in the eyes of a burglar. Even if they come searching for them let them know that you are aware by installing motion-sensitive lights in your backyard.

Ken Dodd: Insured his buck teeth for $7.5 million because they were so important to his comedic act.

Health Insurance & the Affordable Care Act

Whether you are in Conway or Myrtle Beach South Carolina, it is important to have home insurance. Keep track of all the valuables inside your home by taking a detailed description of everything, including photos or video if possible. This makes it easier to either recover said valuables or to compensate for them with the appropriate value.

By law under the act companies are required to provide health insurance coverage to fulltime employees who have benefits or they will be fined. This can create many problems financially for small businesses that are trying to cut costs. Whether or not the Act will have a dramatic influence on small businesses that are required to provide health coverage, it is still too early to tell. However, looking for other types of coverage or assisting employees in finding an affordable plan may help to lessen the burden of high premiums on the business owner. Ultimately, the need to insurance coverage for a small business to a large corporation is vital since it protects both the employer and employees.




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